Digital Payments and the Cashless Economy : Perspectives from Korea
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Against the backdrop of high Internet penetration and smartphone use, coupled with the widespread diffusion of credit cards, Korea has been leading the digital payment revolution, transforming itself into a cashless society.
Woosik Moon analyses the current and future development of digital payments and methods in Korea, ranging from CBDC, internet banking, payment cards, and digital wallets to crypto assets. Moon explores a wide variety of new issues, covering not only digital payments instruments and digital industry but also the policy actions of the government and the Bank of Korea. He argues that Korea may eliminate coins from circulation through adoption of alternative digital instruments and methods, which is an important transitional stage towards a paper-free cashless society.
Offering a comparative perspective to existing studies of digital payments in US and China, this book will interest researchers and students in the field of monetary economics, financial innovation, and comparative economics.
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