Financial Success for Young Adults and Recent Graduates : Managing Money, Credit, and Your Future

Aims to serve as a textbook for creating financial, investment, planning, and career development awareness. This book also intends to serve as a practical tool to guide young adults through their various financial and career planning decisions, as they leave the academic environment and enter the job market.

There are numerous financial planning and money management handbooks, but few focus on the needs of young adults between 16 and 25 years of age. Colleges and some high schools are increasingly offering courses covering money management, but the materials are more focused on economics than the real world. Young people form a powerful group of consumers-who want what they want when they want it-but many have not been taught the value of planning and accumulation in order to reach their goals. Two of the most important aspects of good money management are the time-value of money and its associated compounding and the true concept of credit. Financial Success for Young Adults and Recent Graduates explains these issues at length, provides case studies, and also addresses: ·Paying for college ·Insurance ·Retirement benefits ·Savings and investment options ·Obtaining and managing credit loans Financial Success for Young Adults and Recent Graduates: Managing Money, Credit, and Your Future is invaluable to students, parents, teachers, and financial advisors.