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Incentives in Community-based Health Insurance Schemes
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Incentives in Community-based Health Insurance Schemes

Book Details

Format Paperback / Softback
ISBN-10 3631526873
ISBN-13 9783631526873
Publisher Peter Lang GmbH
Imprint Peter Lang GmbH
Country of Manufacture DE
Country of Publication GB
Publication Date Jun 4th, 2004
Print length 110 Pages
Weight 160 grams
Dimensions 15.00 x 23.40 x 0.80 cms
Ksh 5,100.00
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The author presents a promising tool to increase the coverage rate of community-based health insurance schemes (CBHI) and access to medical care for poor population groups in developing countries. He addresses a key problem of CBHI: Authorities cannot sanction non-members and membership cannot be enforced. Therefore, it is proposed to award membership by offering incentives such as raffle participation for joining a CBHI. This approach attracts new members and can be a motivation to continue membership payments of healthy insurance members. The results of an ex-ante demand analysis conducted in the Philippines are promising. More than 80 % of the respondents would like to participate in the raffle and would even agree to higher premium payments covering additional costs of the raffle.

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